JAMMU AND KASHMIR BANK LIMITED IFSC Code – LAL CHOWK KARGIL, LAL CHOWK KARGIL
Complete bank details including IFSC code, MICR code, address and payment facilities for LAL CHOWK KARGIL branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | LAL CHOWK KARGIL |
| IFSC Code | JAKA0KARLAL |
| MICR Code | 194051021 |
| Address | LALCHOWKKARGILPIN194103 |
| City | LAL CHOWK KARGIL |
| District | KARGIL |
| State | JAMMU AND KASHMIR |
| Contact | 9419899712 |
Payment Facilities
About IFSC Code JAKA0KARLAL
The IFSC code JAKA0KARLAL uniquely identifies the LAL CHOWK KARGIL branch of JAMMU AND KASHMIR BANK LIMITED located in LAL CHOWK KARGIL, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0KARLAL
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (KARLAL) – Unique branch identifier for LAL CHOWK KARGIL
How to Use IFSC Code JAKA0KARLAL
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL branch, you will need to provide the IFSC code JAKA0KARLAL along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LAL CHOWK KARGIL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL Branch
JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL is a branch of JAMMU AND KASHMIR BANK LIMITED located in LAL CHOWK KARGIL, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in LAL CHOWK KARGIL and surrounding areas.
Branch Address
LALCHOWKKARGILPIN194103, LAL CHOWK KARGIL, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 194051021. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL branch in LAL CHOWK KARGIL is JAKA0KARLAL.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL?
The MICR code of JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL branch is 194051021.
What is the address of JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL?
JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL branch is located at LALCHOWKKARGILPIN194103.
Does JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED LAL CHOWK KARGIL branch supports NEFT, RTGS, IMPS, and UPI transactions.