JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – JOURIAN, NEAR COMMUNITY HEALTH CENTRE

Complete bank details including IFSC code, MICR code, address and payment facilities for JOURIAN branch.

IFSC Code
JAKA0JORIAN

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameJOURIAN
IFSC CodeJAKA0JORIAN
MICR Code180051080
AddressINDRI-PATTAN ROAD
CityNEAR COMMUNITY HEALTH CENTRE
DistrictJAMMU
StateJAMMU AND KASHMIR
Contact9906901012

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0JORIAN

The IFSC code JAKA0JORIAN uniquely identifies the JOURIAN branch of JAMMU AND KASHMIR BANK LIMITED located in NEAR COMMUNITY HEALTH CENTRE, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0JORIAN

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (JORIAN) – Unique branch identifier for JOURIAN

How to Use IFSC Code JAKA0JORIAN

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED JOURIAN branch, you will need to provide the IFSC code JAKA0JORIAN along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JOURIAN

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED JOURIAN Branch

JAMMU AND KASHMIR BANK LIMITED JOURIAN is a branch of JAMMU AND KASHMIR BANK LIMITED located in NEAR COMMUNITY HEALTH CENTRE, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in NEAR COMMUNITY HEALTH CENTRE and surrounding areas.

Branch Address

INDRI-PATTAN ROAD, NEAR COMMUNITY HEALTH CENTRE, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 180051080. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED JOURIAN?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED JOURIAN branch in NEAR COMMUNITY HEALTH CENTRE is JAKA0JORIAN.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED JOURIAN?

The MICR code of JAMMU AND KASHMIR BANK LIMITED JOURIAN branch is 180051080.

What is the address of JAMMU AND KASHMIR BANK LIMITED JOURIAN?

JAMMU AND KASHMIR BANK LIMITED JOURIAN branch is located at INDRI-PATTAN ROAD.

Does JAMMU AND KASHMIR BANK LIMITED JOURIAN support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED JOURIAN branch supports NEFT, RTGS, IMPS, and UPI transactions.