JAMMU AND KASHMIR BANK LIMITED IFSC Code – INDUSTRIAL AREA LUDHIANA, INDUSTRIAL AREA LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for INDUSTRIAL AREA LUDHIANA branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | INDUSTRIAL AREA LUDHIANA |
| IFSC Code | JAKA0IALUDH |
| MICR Code | 141051003 |
| Address | PLOT NO.330, INDUSTRIAL AREA-A,NEAR CHEEMA CHOWK |
| City | INDUSTRIAL AREA LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 2221296 |
Payment Facilities
About IFSC Code JAKA0IALUDH
The IFSC code JAKA0IALUDH uniquely identifies the INDUSTRIAL AREA LUDHIANA branch of JAMMU AND KASHMIR BANK LIMITED located in INDUSTRIAL AREA LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0IALUDH
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (IALUDH) – Unique branch identifier for INDUSTRIAL AREA LUDHIANA
How to Use IFSC Code JAKA0IALUDH
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA branch, you will need to provide the IFSC code JAKA0IALUDH along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at INDUSTRIAL AREA LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA Branch
JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA is a branch of JAMMU AND KASHMIR BANK LIMITED located in INDUSTRIAL AREA LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in INDUSTRIAL AREA LUDHIANA and surrounding areas.
Branch Address
PLOT NO.330, INDUSTRIAL AREA-A,NEAR CHEEMA CHOWK, INDUSTRIAL AREA LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141051003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA branch in INDUSTRIAL AREA LUDHIANA is JAKA0IALUDH.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA?
The MICR code of JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA branch is 141051003.
What is the address of JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA?
JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA branch is located at PLOT NO.330, INDUSTRIAL AREA-A,NEAR CHEEMA CHOWK.
Does JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED INDUSTRIAL AREA LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.