JAMMU AND KASHMIR BANK LIMITED IFSC Code – HARAI, HARRAI
Complete bank details including IFSC code, MICR code, address and payment facilities for HARAI branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | HARAI |
| IFSC Code | JAKA0HARRAI |
| MICR Code | 193051220 |
| Address | HARRAI,DISTRICT KUPWARA,PIN CODE 193224 |
| City | HARRAI |
| District | KUPWARA |
| State | JAMMU AND KASHMIR |
| Contact | 9906652700 |
Payment Facilities
About IFSC Code JAKA0HARRAI
The IFSC code JAKA0HARRAI uniquely identifies the HARAI branch of JAMMU AND KASHMIR BANK LIMITED located in HARRAI, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0HARRAI
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (HARRAI) – Unique branch identifier for HARAI
How to Use IFSC Code JAKA0HARRAI
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED HARAI branch, you will need to provide the IFSC code JAKA0HARRAI along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HARAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED HARAI Branch
JAMMU AND KASHMIR BANK LIMITED HARAI is a branch of JAMMU AND KASHMIR BANK LIMITED located in HARRAI, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in HARRAI and surrounding areas.
Branch Address
HARRAI,DISTRICT KUPWARA,PIN CODE 193224, HARRAI, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 193051220. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED HARAI?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED HARAI branch in HARRAI is JAKA0HARRAI.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED HARAI?
The MICR code of JAMMU AND KASHMIR BANK LIMITED HARAI branch is 193051220.
What is the address of JAMMU AND KASHMIR BANK LIMITED HARAI?
JAMMU AND KASHMIR BANK LIMITED HARAI branch is located at HARRAI,DISTRICT KUPWARA,PIN CODE 193224.
Does JAMMU AND KASHMIR BANK LIMITED HARAI support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED HARAI branch supports NEFT, RTGS, IMPS, and UPI transactions.