JAMMU AND KASHMIR BANK LIMITED IFSC Code – GURHA KALYAL, GURHA KALYAL
Complete bank details including IFSC code, MICR code, address and payment facilities for GURHA KALYAL branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | GURHA KALYAL |
| IFSC Code | JAKA0GURKAL |
| MICR Code | 184051030 |
| Address | TEHSIL-BILLAWAR |
| City | GURHA KALYAL |
| District | KATHUA |
| State | JAMMU AND KASHMIR |
| Contact | 9419128558 |
Payment Facilities
About IFSC Code JAKA0GURKAL
The IFSC code JAKA0GURKAL uniquely identifies the GURHA KALYAL branch of JAMMU AND KASHMIR BANK LIMITED located in GURHA KALYAL, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0GURKAL
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (GURKAL) – Unique branch identifier for GURHA KALYAL
How to Use IFSC Code JAKA0GURKAL
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL branch, you will need to provide the IFSC code JAKA0GURKAL along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GURHA KALYAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL Branch
JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL is a branch of JAMMU AND KASHMIR BANK LIMITED located in GURHA KALYAL, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in GURHA KALYAL and surrounding areas.
Branch Address
TEHSIL-BILLAWAR, GURHA KALYAL, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 184051030. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL branch in GURHA KALYAL is JAKA0GURKAL.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL?
The MICR code of JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL branch is 184051030.
What is the address of JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL?
JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL branch is located at TEHSIL-BILLAWAR.
Does JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED GURHA KALYAL branch supports NEFT, RTGS, IMPS, and UPI transactions.