JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – GRAMEEN BANK NARWAL, JAMMU

Complete bank details including IFSC code, MICR code, address and payment facilities for GRAMEEN BANK NARWAL branch.

IFSC Code
JAKA0GRAMEN

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameGRAMEEN BANK NARWAL
IFSC CodeJAKA0GRAMEN
MICR CodeNA
AddressNARWAL,NEAR FRUIT COMPLEX,NEW UNIVERSITY,JAMMU
CityJAMMU
StateJAMMU AND KASHMIR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0GRAMEN

The IFSC code JAKA0GRAMEN uniquely identifies the GRAMEEN BANK NARWAL branch of JAMMU AND KASHMIR BANK LIMITED located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0GRAMEN

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (GRAMEN) – Unique branch identifier for GRAMEEN BANK NARWAL

How to Use IFSC Code JAKA0GRAMEN

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL branch, you will need to provide the IFSC code JAKA0GRAMEN along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GRAMEEN BANK NARWAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL Branch

JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL is a branch of JAMMU AND KASHMIR BANK LIMITED located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.

Branch Address

NARWAL,NEAR FRUIT COMPLEX,NEW UNIVERSITY,JAMMU, JAMMU, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL branch in JAMMU is JAKA0GRAMEN.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL?

The MICR code of JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL branch is NA.

What is the address of JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL?

JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL branch is located at NARWAL,NEAR FRUIT COMPLEX,NEW UNIVERSITY,JAMMU.

Does JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED GRAMEEN BANK NARWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.