JAMMU AND KASHMIR BANK LIMITEDVerified Feb 2026

JAMMU AND KASHMIR BANK LIMITED IFSC Code – BALLAHAMA, SRINAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for BALLAHAMA branch.

IFSC Code
JAKA0BALLAH

Bank Details

Bank NameJAMMU AND KASHMIR BANK LIMITED
Branch NameBALLAHAMA
IFSC CodeJAKA0BALLAH
MICR CodeNA
AddressBALLAHAMA, SRINAGAR, JK PIN 191201
CitySRINAGAR
StateJAMMU AND KASHMIR
Contact9419035397

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code JAKA0BALLAH

The IFSC code JAKA0BALLAH uniquely identifies the BALLAHAMA branch of JAMMU AND KASHMIR BANK LIMITED located in SRINAGAR, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code JAKA0BALLAH

  • First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (BALLAH) – Unique branch identifier for BALLAHAMA

How to Use IFSC Code JAKA0BALLAH

To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED BALLAHAMA branch, you will need to provide the IFSC code JAKA0BALLAH along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BALLAHAMA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About JAMMU AND KASHMIR BANK LIMITED BALLAHAMA Branch

JAMMU AND KASHMIR BANK LIMITED BALLAHAMA is a branch of JAMMU AND KASHMIR BANK LIMITED located in SRINAGAR, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in SRINAGAR and surrounding areas.

Branch Address

BALLAHAMA, SRINAGAR, JK PIN 191201, SRINAGAR, JAMMU AND KASHMIR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED BALLAHAMA?

The IFSC code of JAMMU AND KASHMIR BANK LIMITED BALLAHAMA branch in SRINAGAR is JAKA0BALLAH.

What is the MICR code of JAMMU AND KASHMIR BANK LIMITED BALLAHAMA?

The MICR code of JAMMU AND KASHMIR BANK LIMITED BALLAHAMA branch is NA.

What is the address of JAMMU AND KASHMIR BANK LIMITED BALLAHAMA?

JAMMU AND KASHMIR BANK LIMITED BALLAHAMA branch is located at BALLAHAMA, SRINAGAR, JK PIN 191201.

Does JAMMU AND KASHMIR BANK LIMITED BALLAHAMA support NEFT/RTGS/IMPS?

JAMMU AND KASHMIR BANK LIMITED BALLAHAMA branch supports NEFT, RTGS, IMPS, and UPI transactions.