JAMMU AND KASHMIR BANK LIMITED IFSC Code – WALTENGO, KULGAM
Complete bank details including IFSC code, MICR code, address and payment facilities for WALTENGO branch.
Bank Details
| Bank Name | JAMMU AND KASHMIR BANK LIMITED |
| Branch Name | WALTENGO |
| IFSC Code | JAKA0BAGDAD |
| MICR Code | 192051304 |
| Address | WALTENGO |
| City | KULGAM |
| State | JAMMU AND KASHMIR |
| Contact | 9858783832 |
Payment Facilities
About IFSC Code JAKA0BAGDAD
The IFSC code JAKA0BAGDAD uniquely identifies the WALTENGO branch of JAMMU AND KASHMIR BANK LIMITED located in KULGAM, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code JAKA0BAGDAD
- First 4 characters (JAKA) – Represents JAMMU AND KASHMIR BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (BAGDAD) – Unique branch identifier for WALTENGO
How to Use IFSC Code JAKA0BAGDAD
To transfer money to any account at JAMMU AND KASHMIR BANK LIMITED WALTENGO branch, you will need to provide the IFSC code JAKA0BAGDAD along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at WALTENGO
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About JAMMU AND KASHMIR BANK LIMITED WALTENGO Branch
JAMMU AND KASHMIR BANK LIMITED WALTENGO is a branch of JAMMU AND KASHMIR BANK LIMITED located in KULGAM, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in KULGAM and surrounding areas.
Branch Address
WALTENGO, KULGAM, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 192051304. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of JAMMU AND KASHMIR BANK LIMITED WALTENGO?
The IFSC code of JAMMU AND KASHMIR BANK LIMITED WALTENGO branch in KULGAM is JAKA0BAGDAD.
What is the MICR code of JAMMU AND KASHMIR BANK LIMITED WALTENGO?
The MICR code of JAMMU AND KASHMIR BANK LIMITED WALTENGO branch is 192051304.
What is the address of JAMMU AND KASHMIR BANK LIMITED WALTENGO?
JAMMU AND KASHMIR BANK LIMITED WALTENGO branch is located at WALTENGO.
Does JAMMU AND KASHMIR BANK LIMITED WALTENGO support NEFT/RTGS/IMPS?
JAMMU AND KASHMIR BANK LIMITED WALTENGO branch supports NEFT, RTGS, IMPS, and UPI transactions.