INDIAN OVERSEAS BANK IFSC Code – SPECIALIESED MSME BRANCH KARAIKUDI, KARAIKUDI
Complete bank details including IFSC code, MICR code, address and payment facilities for SPECIALIESED MSME BRANCH KARAIKUDI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SPECIALIESED MSME BRANCH KARAIKUDI |
| IFSC Code | IOBA0003753 |
| MICR Code | WAITING |
| Address | 267 COLLEGE ROAD SUBRAMANIAPURAM KARAIKUDI 630002 |
| City | KARAIKUDI |
| District | SIVAGANGA |
| State | TAMIL NADU |
| Contact | 226382 |
Payment Facilities
About IFSC Code IOBA0003753
The IFSC code IOBA0003753 uniquely identifies the SPECIALIESED MSME BRANCH KARAIKUDI branch of INDIAN OVERSEAS BANK located in KARAIKUDI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003753
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003753) – Unique branch identifier for SPECIALIESED MSME BRANCH KARAIKUDI
How to Use IFSC Code IOBA0003753
To transfer money to any account at INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI branch, you will need to provide the IFSC code IOBA0003753 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SPECIALIESED MSME BRANCH KARAIKUDI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI Branch
INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI is a branch of INDIAN OVERSEAS BANK located in KARAIKUDI, TAMIL NADU. The branch provides comprehensive banking services to customers in KARAIKUDI and surrounding areas.
Branch Address
267 COLLEGE ROAD SUBRAMANIAPURAM KARAIKUDI 630002, KARAIKUDI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI?
The IFSC code of INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI branch in KARAIKUDI is IOBA0003753.
What is the MICR code of INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI?
The MICR code of INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI branch is WAITING.
What is the address of INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI?
INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI branch is located at 267 COLLEGE ROAD SUBRAMANIAPURAM KARAIKUDI 630002.
Does INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SPECIALIESED MSME BRANCH KARAIKUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.