INDIAN OVERSEAS BANK IFSC Code – NIRMAL, NIRMAL
Complete bank details including IFSC code, MICR code, address and payment facilities for NIRMAL branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NIRMAL |
| IFSC Code | IOBA0003675 |
| MICR Code | NA |
| Address | 131 D SASTRI NAGAR MNCL ROAD NIRMAL ADILABAD 504106 |
| City | NIRMAL |
| District | ADILABAD |
| State | ANDHRA PRADESH |
| Contact | 2431775 |
Payment Facilities
About IFSC Code IOBA0003675
The IFSC code IOBA0003675 uniquely identifies the NIRMAL branch of INDIAN OVERSEAS BANK located in NIRMAL, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003675
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003675) – Unique branch identifier for NIRMAL
How to Use IFSC Code IOBA0003675
To transfer money to any account at INDIAN OVERSEAS BANK NIRMAL branch, you will need to provide the IFSC code IOBA0003675 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NIRMAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NIRMAL Branch
INDIAN OVERSEAS BANK NIRMAL is a branch of INDIAN OVERSEAS BANK located in NIRMAL, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in NIRMAL and surrounding areas.
Branch Address
131 D SASTRI NAGAR MNCL ROAD NIRMAL ADILABAD 504106, NIRMAL, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NIRMAL?
The IFSC code of INDIAN OVERSEAS BANK NIRMAL branch in NIRMAL is IOBA0003675.
What is the MICR code of INDIAN OVERSEAS BANK NIRMAL?
The MICR code of INDIAN OVERSEAS BANK NIRMAL branch is NA.
What is the address of INDIAN OVERSEAS BANK NIRMAL?
INDIAN OVERSEAS BANK NIRMAL branch is located at 131 D SASTRI NAGAR MNCL ROAD NIRMAL ADILABAD 504106.
Does INDIAN OVERSEAS BANK NIRMAL support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NIRMAL branch supports NEFT, RTGS, IMPS, and UPI transactions.