INDIAN OVERSEAS BANK IFSC Code – KUMARAN COLONY, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for KUMARAN COLONY branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KUMARAN COLONY |
| IFSC Code | IOBA0003582 |
| MICR Code | NA |
| Address | NO.50 OLD NO.43 BY 1 KUMARAN COLONY,NERKUNDRAM ROAD,VADAPALANI,CHENNAI 600026 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 28416619 |
Payment Facilities
About IFSC Code IOBA0003582
The IFSC code IOBA0003582 uniquely identifies the KUMARAN COLONY branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003582
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003582) – Unique branch identifier for KUMARAN COLONY
How to Use IFSC Code IOBA0003582
To transfer money to any account at INDIAN OVERSEAS BANK KUMARAN COLONY branch, you will need to provide the IFSC code IOBA0003582 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KUMARAN COLONY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KUMARAN COLONY Branch
INDIAN OVERSEAS BANK KUMARAN COLONY is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
NO.50 OLD NO.43 BY 1 KUMARAN COLONY,NERKUNDRAM ROAD,VADAPALANI,CHENNAI 600026, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KUMARAN COLONY?
The IFSC code of INDIAN OVERSEAS BANK KUMARAN COLONY branch in CHENNAI is IOBA0003582.
What is the MICR code of INDIAN OVERSEAS BANK KUMARAN COLONY?
The MICR code of INDIAN OVERSEAS BANK KUMARAN COLONY branch is NA.
What is the address of INDIAN OVERSEAS BANK KUMARAN COLONY?
INDIAN OVERSEAS BANK KUMARAN COLONY branch is located at NO.50 OLD NO.43 BY 1 KUMARAN COLONY,NERKUNDRAM ROAD,VADAPALANI,CHENNAI 600026.
Does INDIAN OVERSEAS BANK KUMARAN COLONY support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KUMARAN COLONY branch supports NEFT, RTGS, IMPS, and UPI transactions.