INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – TRAJPUR SME BRANCH, MORVI

Complete bank details including IFSC code, MICR code, address and payment facilities for TRAJPUR SME BRANCH branch.

IFSC Code
IOBA0003581

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTRAJPUR SME BRANCH
IFSC CodeIOBA0003581
MICR CodeNA
AddressI FLOOR,SHOP NO.17 18,SHAKTHI CHAMBERS 2 NATIONAL HIGHWAY NO.8,TRAJPUR,MORBI
CityMORVI
DistrictRAJKOT
StateGUJARAT
Contact2330779

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003581

The IFSC code IOBA0003581 uniquely identifies the TRAJPUR SME BRANCH branch of INDIAN OVERSEAS BANK located in MORVI, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003581

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003581) – Unique branch identifier for TRAJPUR SME BRANCH

How to Use IFSC Code IOBA0003581

To transfer money to any account at INDIAN OVERSEAS BANK TRAJPUR SME BRANCH branch, you will need to provide the IFSC code IOBA0003581 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at TRAJPUR SME BRANCH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK TRAJPUR SME BRANCH Branch

INDIAN OVERSEAS BANK TRAJPUR SME BRANCH is a branch of INDIAN OVERSEAS BANK located in MORVI, GUJARAT. The branch provides comprehensive banking services to customers in MORVI and surrounding areas.

Branch Address

I FLOOR,SHOP NO.17 18,SHAKTHI CHAMBERS 2 NATIONAL HIGHWAY NO.8,TRAJPUR,MORBI, MORVI, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK TRAJPUR SME BRANCH?

The IFSC code of INDIAN OVERSEAS BANK TRAJPUR SME BRANCH branch in MORVI is IOBA0003581.

What is the MICR code of INDIAN OVERSEAS BANK TRAJPUR SME BRANCH?

The MICR code of INDIAN OVERSEAS BANK TRAJPUR SME BRANCH branch is NA.

What is the address of INDIAN OVERSEAS BANK TRAJPUR SME BRANCH?

INDIAN OVERSEAS BANK TRAJPUR SME BRANCH branch is located at I FLOOR,SHOP NO.17 18,SHAKTHI CHAMBERS 2 NATIONAL HIGHWAY NO.8,TRAJPUR,MORBI.

Does INDIAN OVERSEAS BANK TRAJPUR SME BRANCH support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK TRAJPUR SME BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.