INDIAN OVERSEAS BANK IFSC Code – BISHNA, JAMMU
Complete bank details including IFSC code, MICR code, address and payment facilities for BISHNA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BISHNA |
| IFSC Code | IOBA0003563 |
| MICR Code | NA |
| Address | NO 4,OPP SUB DISTRICT HOSPITAL,BISHNAH,DIST JAMMU 181132 |
| City | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact | 5007982 |
Payment Facilities
About IFSC Code IOBA0003563
The IFSC code IOBA0003563 uniquely identifies the BISHNA branch of INDIAN OVERSEAS BANK located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003563
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003563) – Unique branch identifier for BISHNA
How to Use IFSC Code IOBA0003563
To transfer money to any account at INDIAN OVERSEAS BANK BISHNA branch, you will need to provide the IFSC code IOBA0003563 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BISHNA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BISHNA Branch
INDIAN OVERSEAS BANK BISHNA is a branch of INDIAN OVERSEAS BANK located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.
Branch Address
NO 4,OPP SUB DISTRICT HOSPITAL,BISHNAH,DIST JAMMU 181132, JAMMU, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BISHNA?
The IFSC code of INDIAN OVERSEAS BANK BISHNA branch in JAMMU is IOBA0003563.
What is the MICR code of INDIAN OVERSEAS BANK BISHNA?
The MICR code of INDIAN OVERSEAS BANK BISHNA branch is NA.
What is the address of INDIAN OVERSEAS BANK BISHNA?
INDIAN OVERSEAS BANK BISHNA branch is located at NO 4,OPP SUB DISTRICT HOSPITAL,BISHNAH,DIST JAMMU 181132.
Does INDIAN OVERSEAS BANK BISHNA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BISHNA branch supports NEFT, RTGS, IMPS, and UPI transactions.