INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – JAGIR AMMAPALAYAM, OMALUR

Complete bank details including IFSC code, MICR code, address and payment facilities for JAGIR AMMAPALAYAM branch.

IFSC Code
IOBA0003528

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameJAGIR AMMAPALAYAM
IFSC CodeIOBA0003528
MICR CodeWAITING
Address223/10 A3,OMALUR MAIN ROAD,SAVO SERVO OPPOSITE,JAGIR AMMAPALAYAM,SALEM - 636302
CityOMALUR
DistrictSALEM
StateTAMIL NADU
Contact2448127

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003528

The IFSC code IOBA0003528 uniquely identifies the JAGIR AMMAPALAYAM branch of INDIAN OVERSEAS BANK located in OMALUR, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003528

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003528) – Unique branch identifier for JAGIR AMMAPALAYAM

How to Use IFSC Code IOBA0003528

To transfer money to any account at INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM branch, you will need to provide the IFSC code IOBA0003528 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at JAGIR AMMAPALAYAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM Branch

INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM is a branch of INDIAN OVERSEAS BANK located in OMALUR, TAMIL NADU. The branch provides comprehensive banking services to customers in OMALUR and surrounding areas.

Branch Address

223/10 A3,OMALUR MAIN ROAD,SAVO SERVO OPPOSITE,JAGIR AMMAPALAYAM,SALEM - 636302, OMALUR, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM?

The IFSC code of INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM branch in OMALUR is IOBA0003528.

What is the MICR code of INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM?

The MICR code of INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM branch is WAITING.

What is the address of INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM?

INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM branch is located at 223/10 A3,OMALUR MAIN ROAD,SAVO SERVO OPPOSITE,JAGIR AMMAPALAYAM,SALEM - 636302.

Does INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK JAGIR AMMAPALAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.