INDIAN OVERSEAS BANK IFSC Code – NADAUN, NADAUN
Complete bank details including IFSC code, MICR code, address and payment facilities for NADAUN branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NADAUN |
| IFSC Code | IOBA0003516 |
| MICR Code | WAITING |
| Address | NEAR BUSSTAND,KANGRA ROAD,NADAUN,HAMIRPUR DIST - 177033 |
| City | NADAUN |
| District | HAMIRPUR |
| State | HIMACHAL PRADESH |
| Contact | 2793014 |
Payment Facilities
About IFSC Code IOBA0003516
The IFSC code IOBA0003516 uniquely identifies the NADAUN branch of INDIAN OVERSEAS BANK located in NADAUN, HIMACHAL PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003516
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003516) – Unique branch identifier for NADAUN
How to Use IFSC Code IOBA0003516
To transfer money to any account at INDIAN OVERSEAS BANK NADAUN branch, you will need to provide the IFSC code IOBA0003516 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NADAUN
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NADAUN Branch
INDIAN OVERSEAS BANK NADAUN is a branch of INDIAN OVERSEAS BANK located in NADAUN, HIMACHAL PRADESH. The branch provides comprehensive banking services to customers in NADAUN and surrounding areas.
Branch Address
NEAR BUSSTAND,KANGRA ROAD,NADAUN,HAMIRPUR DIST - 177033, NADAUN, HIMACHAL PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NADAUN?
The IFSC code of INDIAN OVERSEAS BANK NADAUN branch in NADAUN is IOBA0003516.
What is the MICR code of INDIAN OVERSEAS BANK NADAUN?
The MICR code of INDIAN OVERSEAS BANK NADAUN branch is WAITING.
What is the address of INDIAN OVERSEAS BANK NADAUN?
INDIAN OVERSEAS BANK NADAUN branch is located at NEAR BUSSTAND,KANGRA ROAD,NADAUN,HAMIRPUR DIST - 177033.
Does INDIAN OVERSEAS BANK NADAUN support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NADAUN branch supports NEFT, RTGS, IMPS, and UPI transactions.