INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – NELSON MANICKAM ROAD, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for NELSON MANICKAM ROAD branch.

IFSC Code
IOBA0003497

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameNELSON MANICKAM ROAD
IFSC CodeIOBA0003497
MICR CodeNA
AddressNO:2/30 RAILWAY COLONY, 2ND STREET, CHENNAI - 600029
CityCHENNAI
StateTAMIL NADU
Contact28525980

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003497

The IFSC code IOBA0003497 uniquely identifies the NELSON MANICKAM ROAD branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003497

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003497) – Unique branch identifier for NELSON MANICKAM ROAD

How to Use IFSC Code IOBA0003497

To transfer money to any account at INDIAN OVERSEAS BANK NELSON MANICKAM ROAD branch, you will need to provide the IFSC code IOBA0003497 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NELSON MANICKAM ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK NELSON MANICKAM ROAD Branch

INDIAN OVERSEAS BANK NELSON MANICKAM ROAD is a branch of INDIAN OVERSEAS BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

NO:2/30 RAILWAY COLONY, 2ND STREET, CHENNAI - 600029, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK NELSON MANICKAM ROAD?

The IFSC code of INDIAN OVERSEAS BANK NELSON MANICKAM ROAD branch in CHENNAI is IOBA0003497.

What is the MICR code of INDIAN OVERSEAS BANK NELSON MANICKAM ROAD?

The MICR code of INDIAN OVERSEAS BANK NELSON MANICKAM ROAD branch is NA.

What is the address of INDIAN OVERSEAS BANK NELSON MANICKAM ROAD?

INDIAN OVERSEAS BANK NELSON MANICKAM ROAD branch is located at NO:2/30 RAILWAY COLONY, 2ND STREET, CHENNAI - 600029.

Does INDIAN OVERSEAS BANK NELSON MANICKAM ROAD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK NELSON MANICKAM ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.