INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – POOLANKURICHI, POOLANKURICHI

Complete bank details including IFSC code, MICR code, address and payment facilities for POOLANKURICHI branch.

IFSC Code
IOBA0003494

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NamePOOLANKURICHI
IFSC CodeIOBA0003494
MICR CodeWAITING
Address3 PONGADU PERIAVEETHI KALUNGU STREET POOLANKURICHI - 630405
CityPOOLANKURICHI
DistrictSIVAGANGA
StateTAMIL NADU
Contact226382

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003494

The IFSC code IOBA0003494 uniquely identifies the POOLANKURICHI branch of INDIAN OVERSEAS BANK located in POOLANKURICHI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003494

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003494) – Unique branch identifier for POOLANKURICHI

How to Use IFSC Code IOBA0003494

To transfer money to any account at INDIAN OVERSEAS BANK POOLANKURICHI branch, you will need to provide the IFSC code IOBA0003494 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at POOLANKURICHI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK POOLANKURICHI Branch

INDIAN OVERSEAS BANK POOLANKURICHI is a branch of INDIAN OVERSEAS BANK located in POOLANKURICHI, TAMIL NADU. The branch provides comprehensive banking services to customers in POOLANKURICHI and surrounding areas.

Branch Address

3 PONGADU PERIAVEETHI KALUNGU STREET POOLANKURICHI - 630405, POOLANKURICHI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK POOLANKURICHI?

The IFSC code of INDIAN OVERSEAS BANK POOLANKURICHI branch in POOLANKURICHI is IOBA0003494.

What is the MICR code of INDIAN OVERSEAS BANK POOLANKURICHI?

The MICR code of INDIAN OVERSEAS BANK POOLANKURICHI branch is WAITING.

What is the address of INDIAN OVERSEAS BANK POOLANKURICHI?

INDIAN OVERSEAS BANK POOLANKURICHI branch is located at 3 PONGADU PERIAVEETHI KALUNGU STREET POOLANKURICHI - 630405.

Does INDIAN OVERSEAS BANK POOLANKURICHI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK POOLANKURICHI branch supports NEFT, RTGS, IMPS, and UPI transactions.