INDIAN OVERSEAS BANK IFSC Code – SODAM, SODAM
Complete bank details including IFSC code, MICR code, address and payment facilities for SODAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SODAM |
| IFSC Code | IOBA0003491 |
| MICR Code | WAITING |
| Address | 4-99/1,LAKSHMI NAGAR STREET,SODAM,CHITTOOR DIST - 517123 |
| City | SODAM |
| District | CHITTOOR |
| State | ANDHRA PRADESH |
| Contact | 2250048 |
Payment Facilities
About IFSC Code IOBA0003491
The IFSC code IOBA0003491 uniquely identifies the SODAM branch of INDIAN OVERSEAS BANK located in SODAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003491
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003491) – Unique branch identifier for SODAM
How to Use IFSC Code IOBA0003491
To transfer money to any account at INDIAN OVERSEAS BANK SODAM branch, you will need to provide the IFSC code IOBA0003491 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SODAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SODAM Branch
INDIAN OVERSEAS BANK SODAM is a branch of INDIAN OVERSEAS BANK located in SODAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in SODAM and surrounding areas.
Branch Address
4-99/1,LAKSHMI NAGAR STREET,SODAM,CHITTOOR DIST - 517123, SODAM, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SODAM?
The IFSC code of INDIAN OVERSEAS BANK SODAM branch in SODAM is IOBA0003491.
What is the MICR code of INDIAN OVERSEAS BANK SODAM?
The MICR code of INDIAN OVERSEAS BANK SODAM branch is WAITING.
What is the address of INDIAN OVERSEAS BANK SODAM?
INDIAN OVERSEAS BANK SODAM branch is located at 4-99/1,LAKSHMI NAGAR STREET,SODAM,CHITTOOR DIST - 517123.
Does INDIAN OVERSEAS BANK SODAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SODAM branch supports NEFT, RTGS, IMPS, and UPI transactions.