INDIAN OVERSEAS BANK IFSC Code – JORETHANG, JORETHANG
Complete bank details including IFSC code, MICR code, address and payment facilities for JORETHANG branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | JORETHANG |
| IFSC Code | IOBA0003485 |
| MICR Code | NA |
| Address | 32/7 FDA,FIRE DEVASTED AREA, MAJID LINE, JORETHANG SOUTH SIKKIM DT - 737121 |
| City | JORETHANG |
| District | SOUTH SIKKIM |
| State | SIKKIM |
| Contact | 25665822 |
Payment Facilities
About IFSC Code IOBA0003485
The IFSC code IOBA0003485 uniquely identifies the JORETHANG branch of INDIAN OVERSEAS BANK located in JORETHANG, SIKKIM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003485
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003485) – Unique branch identifier for JORETHANG
How to Use IFSC Code IOBA0003485
To transfer money to any account at INDIAN OVERSEAS BANK JORETHANG branch, you will need to provide the IFSC code IOBA0003485 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JORETHANG
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK JORETHANG Branch
INDIAN OVERSEAS BANK JORETHANG is a branch of INDIAN OVERSEAS BANK located in JORETHANG, SIKKIM. The branch provides comprehensive banking services to customers in JORETHANG and surrounding areas.
Branch Address
32/7 FDA,FIRE DEVASTED AREA, MAJID LINE, JORETHANG SOUTH SIKKIM DT - 737121, JORETHANG, SIKKIM
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK JORETHANG?
The IFSC code of INDIAN OVERSEAS BANK JORETHANG branch in JORETHANG is IOBA0003485.
What is the MICR code of INDIAN OVERSEAS BANK JORETHANG?
The MICR code of INDIAN OVERSEAS BANK JORETHANG branch is NA.
What is the address of INDIAN OVERSEAS BANK JORETHANG?
INDIAN OVERSEAS BANK JORETHANG branch is located at 32/7 FDA,FIRE DEVASTED AREA, MAJID LINE, JORETHANG SOUTH SIKKIM DT - 737121.
Does INDIAN OVERSEAS BANK JORETHANG support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK JORETHANG branch supports NEFT, RTGS, IMPS, and UPI transactions.