INDIAN OVERSEAS BANK IFSC Code – UTTAR BAGDOGRA, BAGDOGRA
Complete bank details including IFSC code, MICR code, address and payment facilities for UTTAR BAGDOGRA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | UTTAR BAGDOGRA |
| IFSC Code | IOBA0003457 |
| MICR Code | 734020501 |
| Address | UTTAR BAGDOGRA BRANCH PANIGHATA MORE P.O. BAGDOGRA DIST. DARJEELING PIN- 734014 |
| City | BAGDOGRA |
| District | DARJILING |
| State | WEST BENGAL |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003457
The IFSC code IOBA0003457 uniquely identifies the UTTAR BAGDOGRA branch of INDIAN OVERSEAS BANK located in BAGDOGRA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003457
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003457) – Unique branch identifier for UTTAR BAGDOGRA
How to Use IFSC Code IOBA0003457
To transfer money to any account at INDIAN OVERSEAS BANK UTTAR BAGDOGRA branch, you will need to provide the IFSC code IOBA0003457 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at UTTAR BAGDOGRA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK UTTAR BAGDOGRA Branch
INDIAN OVERSEAS BANK UTTAR BAGDOGRA is a branch of INDIAN OVERSEAS BANK located in BAGDOGRA, WEST BENGAL. The branch provides comprehensive banking services to customers in BAGDOGRA and surrounding areas.
Branch Address
UTTAR BAGDOGRA BRANCH PANIGHATA MORE P.O. BAGDOGRA DIST. DARJEELING PIN- 734014, BAGDOGRA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 734020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK UTTAR BAGDOGRA?
The IFSC code of INDIAN OVERSEAS BANK UTTAR BAGDOGRA branch in BAGDOGRA is IOBA0003457.
What is the MICR code of INDIAN OVERSEAS BANK UTTAR BAGDOGRA?
The MICR code of INDIAN OVERSEAS BANK UTTAR BAGDOGRA branch is 734020501.
What is the address of INDIAN OVERSEAS BANK UTTAR BAGDOGRA?
INDIAN OVERSEAS BANK UTTAR BAGDOGRA branch is located at UTTAR BAGDOGRA BRANCH PANIGHATA MORE P.O. BAGDOGRA DIST. DARJEELING PIN- 734014.
Does INDIAN OVERSEAS BANK UTTAR BAGDOGRA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK UTTAR BAGDOGRA branch supports NEFT, RTGS, IMPS, and UPI transactions.