INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THINDAL, PERUNDURAI

Complete bank details including IFSC code, MICR code, address and payment facilities for THINDAL branch.

IFSC Code
IOBA0003416

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHINDAL
IFSC CodeIOBA0003416
MICR Code638020051
Address1ST FLOOR,G.P.COMPLEX,GURUSAMY GOUNDER KALYANA MANDAPAM,PERUNDURAI R ERODE 638012
CityPERUNDURAI
DistrictERODE
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003416

The IFSC code IOBA0003416 uniquely identifies the THINDAL branch of INDIAN OVERSEAS BANK located in PERUNDURAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003416

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003416) – Unique branch identifier for THINDAL

How to Use IFSC Code IOBA0003416

To transfer money to any account at INDIAN OVERSEAS BANK THINDAL branch, you will need to provide the IFSC code IOBA0003416 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THINDAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THINDAL Branch

INDIAN OVERSEAS BANK THINDAL is a branch of INDIAN OVERSEAS BANK located in PERUNDURAI, TAMIL NADU. The branch provides comprehensive banking services to customers in PERUNDURAI and surrounding areas.

Branch Address

1ST FLOOR,G.P.COMPLEX,GURUSAMY GOUNDER KALYANA MANDAPAM,PERUNDURAI R ERODE 638012, PERUNDURAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 638020051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THINDAL?

The IFSC code of INDIAN OVERSEAS BANK THINDAL branch in PERUNDURAI is IOBA0003416.

What is the MICR code of INDIAN OVERSEAS BANK THINDAL?

The MICR code of INDIAN OVERSEAS BANK THINDAL branch is 638020051.

What is the address of INDIAN OVERSEAS BANK THINDAL?

INDIAN OVERSEAS BANK THINDAL branch is located at 1ST FLOOR,G.P.COMPLEX,GURUSAMY GOUNDER KALYANA MANDAPAM,PERUNDURAI R ERODE 638012.

Does INDIAN OVERSEAS BANK THINDAL support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THINDAL branch supports NEFT, RTGS, IMPS, and UPI transactions.