INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – SUNDARAPADA, KHURDA

Complete bank details including IFSC code, MICR code, address and payment facilities for SUNDARAPADA branch.

IFSC Code
IOBA0003294

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameSUNDARAPADA
IFSC CodeIOBA0003294
MICR Code751020016
AddressFIRST FLOOR,PLOT NO.374 SUNDARAPADA JATNI ROAD,SUNDARAPADA 751002 ORISSA STATE
CityKHURDA
StateODISHA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003294

The IFSC code IOBA0003294 uniquely identifies the SUNDARAPADA branch of INDIAN OVERSEAS BANK located in KHURDA, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003294

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003294) – Unique branch identifier for SUNDARAPADA

How to Use IFSC Code IOBA0003294

To transfer money to any account at INDIAN OVERSEAS BANK SUNDARAPADA branch, you will need to provide the IFSC code IOBA0003294 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SUNDARAPADA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK SUNDARAPADA Branch

INDIAN OVERSEAS BANK SUNDARAPADA is a branch of INDIAN OVERSEAS BANK located in KHURDA, ODISHA. The branch provides comprehensive banking services to customers in KHURDA and surrounding areas.

Branch Address

FIRST FLOOR,PLOT NO.374 SUNDARAPADA JATNI ROAD,SUNDARAPADA 751002 ORISSA STATE, KHURDA, ODISHA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 751020016. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK SUNDARAPADA?

The IFSC code of INDIAN OVERSEAS BANK SUNDARAPADA branch in KHURDA is IOBA0003294.

What is the MICR code of INDIAN OVERSEAS BANK SUNDARAPADA?

The MICR code of INDIAN OVERSEAS BANK SUNDARAPADA branch is 751020016.

What is the address of INDIAN OVERSEAS BANK SUNDARAPADA?

INDIAN OVERSEAS BANK SUNDARAPADA branch is located at FIRST FLOOR,PLOT NO.374 SUNDARAPADA JATNI ROAD,SUNDARAPADA 751002 ORISSA STATE.

Does INDIAN OVERSEAS BANK SUNDARAPADA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK SUNDARAPADA branch supports NEFT, RTGS, IMPS, and UPI transactions.