INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – LILUAH, DOMJUR

Complete bank details including IFSC code, MICR code, address and payment facilities for LILUAH branch.

IFSC Code
IOBA0003274

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameLILUAH
IFSC CodeIOBA0003274
MICR CodeWAITING
Address270 17 G T ROAD LILUAH HOWRAH PIN 711202
CityDOMJUR
DistrictHAORA
StateWEST BENGAL
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003274

The IFSC code IOBA0003274 uniquely identifies the LILUAH branch of INDIAN OVERSEAS BANK located in DOMJUR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003274

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003274) – Unique branch identifier for LILUAH

How to Use IFSC Code IOBA0003274

To transfer money to any account at INDIAN OVERSEAS BANK LILUAH branch, you will need to provide the IFSC code IOBA0003274 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LILUAH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK LILUAH Branch

INDIAN OVERSEAS BANK LILUAH is a branch of INDIAN OVERSEAS BANK located in DOMJUR, WEST BENGAL. The branch provides comprehensive banking services to customers in DOMJUR and surrounding areas.

Branch Address

270 17 G T ROAD LILUAH HOWRAH PIN 711202, DOMJUR, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK LILUAH?

The IFSC code of INDIAN OVERSEAS BANK LILUAH branch in DOMJUR is IOBA0003274.

What is the MICR code of INDIAN OVERSEAS BANK LILUAH?

The MICR code of INDIAN OVERSEAS BANK LILUAH branch is WAITING.

What is the address of INDIAN OVERSEAS BANK LILUAH?

INDIAN OVERSEAS BANK LILUAH branch is located at 270 17 G T ROAD LILUAH HOWRAH PIN 711202.

Does INDIAN OVERSEAS BANK LILUAH support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK LILUAH branch supports NEFT, RTGS, IMPS, and UPI transactions.