INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THIRUPPAPULIYUR, CUDDALORE

Complete bank details including IFSC code, MICR code, address and payment facilities for THIRUPPAPULIYUR branch.

IFSC Code
IOBA0003221

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHIRUPPAPULIYUR
IFSC CodeIOBA0003221
MICR CodeWAITING
Address69,ARIA ARCADE,GRK LINK ROAD,THIRUPAPULIYUR,PIN 607002
CityCUDDALORE
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003221

The IFSC code IOBA0003221 uniquely identifies the THIRUPPAPULIYUR branch of INDIAN OVERSEAS BANK located in CUDDALORE, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003221

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003221) – Unique branch identifier for THIRUPPAPULIYUR

How to Use IFSC Code IOBA0003221

To transfer money to any account at INDIAN OVERSEAS BANK THIRUPPAPULIYUR branch, you will need to provide the IFSC code IOBA0003221 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THIRUPPAPULIYUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THIRUPPAPULIYUR Branch

INDIAN OVERSEAS BANK THIRUPPAPULIYUR is a branch of INDIAN OVERSEAS BANK located in CUDDALORE, TAMIL NADU. The branch provides comprehensive banking services to customers in CUDDALORE and surrounding areas.

Branch Address

69,ARIA ARCADE,GRK LINK ROAD,THIRUPAPULIYUR,PIN 607002, CUDDALORE, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THIRUPPAPULIYUR?

The IFSC code of INDIAN OVERSEAS BANK THIRUPPAPULIYUR branch in CUDDALORE is IOBA0003221.

What is the MICR code of INDIAN OVERSEAS BANK THIRUPPAPULIYUR?

The MICR code of INDIAN OVERSEAS BANK THIRUPPAPULIYUR branch is WAITING.

What is the address of INDIAN OVERSEAS BANK THIRUPPAPULIYUR?

INDIAN OVERSEAS BANK THIRUPPAPULIYUR branch is located at 69,ARIA ARCADE,GRK LINK ROAD,THIRUPAPULIYUR,PIN 607002.

Does INDIAN OVERSEAS BANK THIRUPPAPULIYUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THIRUPPAPULIYUR branch supports NEFT, RTGS, IMPS, and UPI transactions.