INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MANGALORE KOTTARA, MANGALORE

Complete bank details including IFSC code, MICR code, address and payment facilities for MANGALORE KOTTARA branch.

IFSC Code
IOBA0003202

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMANGALORE KOTTARA
IFSC CodeIOBA0003202
MICR Code575020018
AddressTSNO 176 4 AND 176 3,RAMESHWARA ARCADE,URWA STORES,KOTTARA,MANGALORE 575006
CityMANGALORE
DistrictDAKSHIN KANNAD
StateKARNATAKA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003202

The IFSC code IOBA0003202 uniquely identifies the MANGALORE KOTTARA branch of INDIAN OVERSEAS BANK located in MANGALORE, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003202

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003202) – Unique branch identifier for MANGALORE KOTTARA

How to Use IFSC Code IOBA0003202

To transfer money to any account at INDIAN OVERSEAS BANK MANGALORE KOTTARA branch, you will need to provide the IFSC code IOBA0003202 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MANGALORE KOTTARA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MANGALORE KOTTARA Branch

INDIAN OVERSEAS BANK MANGALORE KOTTARA is a branch of INDIAN OVERSEAS BANK located in MANGALORE, KARNATAKA. The branch provides comprehensive banking services to customers in MANGALORE and surrounding areas.

Branch Address

TSNO 176 4 AND 176 3,RAMESHWARA ARCADE,URWA STORES,KOTTARA,MANGALORE 575006, MANGALORE, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 575020018. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MANGALORE KOTTARA?

The IFSC code of INDIAN OVERSEAS BANK MANGALORE KOTTARA branch in MANGALORE is IOBA0003202.

What is the MICR code of INDIAN OVERSEAS BANK MANGALORE KOTTARA?

The MICR code of INDIAN OVERSEAS BANK MANGALORE KOTTARA branch is 575020018.

What is the address of INDIAN OVERSEAS BANK MANGALORE KOTTARA?

INDIAN OVERSEAS BANK MANGALORE KOTTARA branch is located at TSNO 176 4 AND 176 3,RAMESHWARA ARCADE,URWA STORES,KOTTARA,MANGALORE 575006.

Does INDIAN OVERSEAS BANK MANGALORE KOTTARA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MANGALORE KOTTARA branch supports NEFT, RTGS, IMPS, and UPI transactions.