INDIAN OVERSEAS BANK IFSC Code – KORAMPALLAM, TUTICORIN
Complete bank details including IFSC code, MICR code, address and payment facilities for KORAMPALLAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KORAMPALLAM |
| IFSC Code | IOBA0003193 |
| MICR Code | 627020097 |
| Address | 3 BY 188 BY 1,M S P TOWERS,PALAYAMKOTTAI ROAD,PERIYANAYAKIPURAM POST,KORAMPALLAM,TUTICORIN DIST |
| City | TUTICORIN |
| District | TOOTHUKUDI |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003193
The IFSC code IOBA0003193 uniquely identifies the KORAMPALLAM branch of INDIAN OVERSEAS BANK located in TUTICORIN, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003193
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003193) – Unique branch identifier for KORAMPALLAM
How to Use IFSC Code IOBA0003193
To transfer money to any account at INDIAN OVERSEAS BANK KORAMPALLAM branch, you will need to provide the IFSC code IOBA0003193 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KORAMPALLAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KORAMPALLAM Branch
INDIAN OVERSEAS BANK KORAMPALLAM is a branch of INDIAN OVERSEAS BANK located in TUTICORIN, TAMIL NADU. The branch provides comprehensive banking services to customers in TUTICORIN and surrounding areas.
Branch Address
3 BY 188 BY 1,M S P TOWERS,PALAYAMKOTTAI ROAD,PERIYANAYAKIPURAM POST,KORAMPALLAM,TUTICORIN DIST, TUTICORIN, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 627020097. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KORAMPALLAM?
The IFSC code of INDIAN OVERSEAS BANK KORAMPALLAM branch in TUTICORIN is IOBA0003193.
What is the MICR code of INDIAN OVERSEAS BANK KORAMPALLAM?
The MICR code of INDIAN OVERSEAS BANK KORAMPALLAM branch is 627020097.
What is the address of INDIAN OVERSEAS BANK KORAMPALLAM?
INDIAN OVERSEAS BANK KORAMPALLAM branch is located at 3 BY 188 BY 1,M S P TOWERS,PALAYAMKOTTAI ROAD,PERIYANAYAKIPURAM POST,KORAMPALLAM,TUTICORIN DIST.
Does INDIAN OVERSEAS BANK KORAMPALLAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KORAMPALLAM branch supports NEFT, RTGS, IMPS, and UPI transactions.