INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – INDAPUR SACB, INDAPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for INDAPUR SACB branch.

IFSC Code
IOBA0003059

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameINDAPUR SACB
IFSC CodeIOBA0003059
MICR CodeWAITING
Address168 BY 1,JANAI HEIGHTS,MAHATMA PHULE ROAD,INDAPUR TK,INDAPUR 413106
CityINDAPUR
DistrictPUNE
StateMAHARASHTRA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003059

The IFSC code IOBA0003059 uniquely identifies the INDAPUR SACB branch of INDIAN OVERSEAS BANK located in INDAPUR, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003059

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003059) – Unique branch identifier for INDAPUR SACB

How to Use IFSC Code IOBA0003059

To transfer money to any account at INDIAN OVERSEAS BANK INDAPUR SACB branch, you will need to provide the IFSC code IOBA0003059 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at INDAPUR SACB

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK INDAPUR SACB Branch

INDIAN OVERSEAS BANK INDAPUR SACB is a branch of INDIAN OVERSEAS BANK located in INDAPUR, MAHARASHTRA. The branch provides comprehensive banking services to customers in INDAPUR and surrounding areas.

Branch Address

168 BY 1,JANAI HEIGHTS,MAHATMA PHULE ROAD,INDAPUR TK,INDAPUR 413106, INDAPUR, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK INDAPUR SACB?

The IFSC code of INDIAN OVERSEAS BANK INDAPUR SACB branch in INDAPUR is IOBA0003059.

What is the MICR code of INDIAN OVERSEAS BANK INDAPUR SACB?

The MICR code of INDIAN OVERSEAS BANK INDAPUR SACB branch is WAITING.

What is the address of INDIAN OVERSEAS BANK INDAPUR SACB?

INDIAN OVERSEAS BANK INDAPUR SACB branch is located at 168 BY 1,JANAI HEIGHTS,MAHATMA PHULE ROAD,INDAPUR TK,INDAPUR 413106.

Does INDIAN OVERSEAS BANK INDAPUR SACB support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK INDAPUR SACB branch supports NEFT, RTGS, IMPS, and UPI transactions.