INDIAN OVERSEAS BANK IFSC Code – MAHALINGPUR, MAHALINGPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for MAHALINGPUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MAHALINGPUR |
| IFSC Code | IOBA0003053 |
| MICR Code | 587020502 |
| Address | MAHALINGPUR,BAGALKOTE DIST,KARNATAKA 587312 |
| City | MAHALINGPUR |
| District | BAGALKOTE |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003053
The IFSC code IOBA0003053 uniquely identifies the MAHALINGPUR branch of INDIAN OVERSEAS BANK located in MAHALINGPUR, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003053
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003053) – Unique branch identifier for MAHALINGPUR
How to Use IFSC Code IOBA0003053
To transfer money to any account at INDIAN OVERSEAS BANK MAHALINGPUR branch, you will need to provide the IFSC code IOBA0003053 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MAHALINGPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MAHALINGPUR Branch
INDIAN OVERSEAS BANK MAHALINGPUR is a branch of INDIAN OVERSEAS BANK located in MAHALINGPUR, KARNATAKA. The branch provides comprehensive banking services to customers in MAHALINGPUR and surrounding areas.
Branch Address
MAHALINGPUR,BAGALKOTE DIST,KARNATAKA 587312, MAHALINGPUR, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 587020502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MAHALINGPUR?
The IFSC code of INDIAN OVERSEAS BANK MAHALINGPUR branch in MAHALINGPUR is IOBA0003053.
What is the MICR code of INDIAN OVERSEAS BANK MAHALINGPUR?
The MICR code of INDIAN OVERSEAS BANK MAHALINGPUR branch is 587020502.
What is the address of INDIAN OVERSEAS BANK MAHALINGPUR?
INDIAN OVERSEAS BANK MAHALINGPUR branch is located at MAHALINGPUR,BAGALKOTE DIST,KARNATAKA 587312.
Does INDIAN OVERSEAS BANK MAHALINGPUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MAHALINGPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.