INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RANIBENNUR, RANEBENNUR

Complete bank details including IFSC code, MICR code, address and payment facilities for RANIBENNUR branch.

IFSC Code
IOBA0003020

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRANIBENNUR
IFSC CodeIOBA0003020
MICR Code581020102
AddressMARKANDESARA MOTORS OPP KEP PB ROAD RANIBENNUR 581115
CityRANEBENNUR
DistrictHAVERI
StateKARNATAKA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0003020

The IFSC code IOBA0003020 uniquely identifies the RANIBENNUR branch of INDIAN OVERSEAS BANK located in RANEBENNUR, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0003020

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003020) – Unique branch identifier for RANIBENNUR

How to Use IFSC Code IOBA0003020

To transfer money to any account at INDIAN OVERSEAS BANK RANIBENNUR branch, you will need to provide the IFSC code IOBA0003020 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RANIBENNUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RANIBENNUR Branch

INDIAN OVERSEAS BANK RANIBENNUR is a branch of INDIAN OVERSEAS BANK located in RANEBENNUR, KARNATAKA. The branch provides comprehensive banking services to customers in RANEBENNUR and surrounding areas.

Branch Address

MARKANDESARA MOTORS OPP KEP PB ROAD RANIBENNUR 581115, RANEBENNUR, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 581020102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RANIBENNUR?

The IFSC code of INDIAN OVERSEAS BANK RANIBENNUR branch in RANEBENNUR is IOBA0003020.

What is the MICR code of INDIAN OVERSEAS BANK RANIBENNUR?

The MICR code of INDIAN OVERSEAS BANK RANIBENNUR branch is 581020102.

What is the address of INDIAN OVERSEAS BANK RANIBENNUR?

INDIAN OVERSEAS BANK RANIBENNUR branch is located at MARKANDESARA MOTORS OPP KEP PB ROAD RANIBENNUR 581115.

Does INDIAN OVERSEAS BANK RANIBENNUR support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RANIBENNUR branch supports NEFT, RTGS, IMPS, and UPI transactions.