INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – PAMARRU, PAMARRU

Complete bank details including IFSC code, MICR code, address and payment facilities for PAMARRU branch.

IFSC Code
IOBA0002931

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NamePAMARRU
IFSC CodeIOBA0002931
MICR CodeWAITING
AddressNO 23 106,SIVALAYAM STREET,NEAR PANCHAYAT OFFICE,PAMARRU,KRISHNA DIST,ANDHRA PRADESH,521157
CityPAMARRU
DistrictEAST GODAVARI
StateANDHRA PRADESH
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002931

The IFSC code IOBA0002931 uniquely identifies the PAMARRU branch of INDIAN OVERSEAS BANK located in PAMARRU, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002931

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002931) – Unique branch identifier for PAMARRU

How to Use IFSC Code IOBA0002931

To transfer money to any account at INDIAN OVERSEAS BANK PAMARRU branch, you will need to provide the IFSC code IOBA0002931 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PAMARRU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK PAMARRU Branch

INDIAN OVERSEAS BANK PAMARRU is a branch of INDIAN OVERSEAS BANK located in PAMARRU, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in PAMARRU and surrounding areas.

Branch Address

NO 23 106,SIVALAYAM STREET,NEAR PANCHAYAT OFFICE,PAMARRU,KRISHNA DIST,ANDHRA PRADESH,521157, PAMARRU, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK PAMARRU?

The IFSC code of INDIAN OVERSEAS BANK PAMARRU branch in PAMARRU is IOBA0002931.

What is the MICR code of INDIAN OVERSEAS BANK PAMARRU?

The MICR code of INDIAN OVERSEAS BANK PAMARRU branch is WAITING.

What is the address of INDIAN OVERSEAS BANK PAMARRU?

INDIAN OVERSEAS BANK PAMARRU branch is located at NO 23 106,SIVALAYAM STREET,NEAR PANCHAYAT OFFICE,PAMARRU,KRISHNA DIST,ANDHRA PRADESH,521157.

Does INDIAN OVERSEAS BANK PAMARRU support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK PAMARRU branch supports NEFT, RTGS, IMPS, and UPI transactions.