INDIAN OVERSEAS BANK IFSC Code – HOWRAH SME, ULUBERIA
Complete bank details including IFSC code, MICR code, address and payment facilities for HOWRAH SME branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | HOWRAH SME |
| IFSC Code | IOBA0002917 |
| MICR Code | 700020086 |
| Address | 200,PANCHANONTOLA ROAD,HOWRAH MAIDAN,HOWRAH 711101 |
| City | ULUBERIA |
| District | HAORA |
| State | WEST BENGAL |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002917
The IFSC code IOBA0002917 uniquely identifies the HOWRAH SME branch of INDIAN OVERSEAS BANK located in ULUBERIA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002917
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002917) – Unique branch identifier for HOWRAH SME
How to Use IFSC Code IOBA0002917
To transfer money to any account at INDIAN OVERSEAS BANK HOWRAH SME branch, you will need to provide the IFSC code IOBA0002917 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HOWRAH SME
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK HOWRAH SME Branch
INDIAN OVERSEAS BANK HOWRAH SME is a branch of INDIAN OVERSEAS BANK located in ULUBERIA, WEST BENGAL. The branch provides comprehensive banking services to customers in ULUBERIA and surrounding areas.
Branch Address
200,PANCHANONTOLA ROAD,HOWRAH MAIDAN,HOWRAH 711101, ULUBERIA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700020086. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK HOWRAH SME?
The IFSC code of INDIAN OVERSEAS BANK HOWRAH SME branch in ULUBERIA is IOBA0002917.
What is the MICR code of INDIAN OVERSEAS BANK HOWRAH SME?
The MICR code of INDIAN OVERSEAS BANK HOWRAH SME branch is 700020086.
What is the address of INDIAN OVERSEAS BANK HOWRAH SME?
INDIAN OVERSEAS BANK HOWRAH SME branch is located at 200,PANCHANONTOLA ROAD,HOWRAH MAIDAN,HOWRAH 711101.
Does INDIAN OVERSEAS BANK HOWRAH SME support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK HOWRAH SME branch supports NEFT, RTGS, IMPS, and UPI transactions.