INDIAN OVERSEAS BANK IFSC Code – TIRUNELVELI NGO COLONY, PALAYAMKOTTAI
Complete bank details including IFSC code, MICR code, address and payment facilities for TIRUNELVELI NGO COLONY branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | TIRUNELVELI NGO COLONY |
| IFSC Code | IOBA0002863 |
| MICR Code | 627020093 |
| Address | A 18,NORTH MAIN ROAD,NGO A COLONY,TIRUNELVELI 627007 |
| City | PALAYAMKOTTAI |
| District | CUDDALORE |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002863
The IFSC code IOBA0002863 uniquely identifies the TIRUNELVELI NGO COLONY branch of INDIAN OVERSEAS BANK located in PALAYAMKOTTAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002863
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002863) – Unique branch identifier for TIRUNELVELI NGO COLONY
How to Use IFSC Code IOBA0002863
To transfer money to any account at INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY branch, you will need to provide the IFSC code IOBA0002863 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at TIRUNELVELI NGO COLONY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY Branch
INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY is a branch of INDIAN OVERSEAS BANK located in PALAYAMKOTTAI, TAMIL NADU. The branch provides comprehensive banking services to customers in PALAYAMKOTTAI and surrounding areas.
Branch Address
A 18,NORTH MAIN ROAD,NGO A COLONY,TIRUNELVELI 627007, PALAYAMKOTTAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 627020093. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY?
The IFSC code of INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY branch in PALAYAMKOTTAI is IOBA0002863.
What is the MICR code of INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY?
The MICR code of INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY branch is 627020093.
What is the address of INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY?
INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY branch is located at A 18,NORTH MAIN ROAD,NGO A COLONY,TIRUNELVELI 627007.
Does INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK TIRUNELVELI NGO COLONY branch supports NEFT, RTGS, IMPS, and UPI transactions.