INDIAN OVERSEAS BANK IFSC Code – BIKSHANDARKOIL, BIKSHANDARKOIL
Complete bank details including IFSC code, MICR code, address and payment facilities for BIKSHANDARKOIL branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BIKSHANDARKOIL |
| IFSC Code | IOBA0002814 |
| MICR Code | WAITING |
| Address | 6BY1679 RAGHAVENDRA NAGAR,NO.1 TOLGATE,BIKSHANDARKOIL POST,MANACHANALLUR T.K.TRICHY 621216 |
| City | BIKSHANDARKOIL |
| District | TIRUCHIRAPALLI |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002814
The IFSC code IOBA0002814 uniquely identifies the BIKSHANDARKOIL branch of INDIAN OVERSEAS BANK located in BIKSHANDARKOIL, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002814
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002814) – Unique branch identifier for BIKSHANDARKOIL
How to Use IFSC Code IOBA0002814
To transfer money to any account at INDIAN OVERSEAS BANK BIKSHANDARKOIL branch, you will need to provide the IFSC code IOBA0002814 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BIKSHANDARKOIL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BIKSHANDARKOIL Branch
INDIAN OVERSEAS BANK BIKSHANDARKOIL is a branch of INDIAN OVERSEAS BANK located in BIKSHANDARKOIL, TAMIL NADU. The branch provides comprehensive banking services to customers in BIKSHANDARKOIL and surrounding areas.
Branch Address
6BY1679 RAGHAVENDRA NAGAR,NO.1 TOLGATE,BIKSHANDARKOIL POST,MANACHANALLUR T.K.TRICHY 621216, BIKSHANDARKOIL, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BIKSHANDARKOIL?
The IFSC code of INDIAN OVERSEAS BANK BIKSHANDARKOIL branch in BIKSHANDARKOIL is IOBA0002814.
What is the MICR code of INDIAN OVERSEAS BANK BIKSHANDARKOIL?
The MICR code of INDIAN OVERSEAS BANK BIKSHANDARKOIL branch is WAITING.
What is the address of INDIAN OVERSEAS BANK BIKSHANDARKOIL?
INDIAN OVERSEAS BANK BIKSHANDARKOIL branch is located at 6BY1679 RAGHAVENDRA NAGAR,NO.1 TOLGATE,BIKSHANDARKOIL POST,MANACHANALLUR T.K.TRICHY 621216.
Does INDIAN OVERSEAS BANK BIKSHANDARKOIL support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BIKSHANDARKOIL branch supports NEFT, RTGS, IMPS, and UPI transactions.