INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THALIPARAMBU, TALIPARAMBA

Complete bank details including IFSC code, MICR code, address and payment facilities for THALIPARAMBU branch.

IFSC Code
IOBA0002780

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHALIPARAMBU
IFSC CodeIOBA0002780
MICR Code670020052
Address11BY1771O,FIRST FLOOR,AJRU TOWER,THALIPARAMBU P.O.670141
CityTALIPARAMBA
DistrictCANNUR
StateKERALA
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002780

The IFSC code IOBA0002780 uniquely identifies the THALIPARAMBU branch of INDIAN OVERSEAS BANK located in TALIPARAMBA, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002780

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002780) – Unique branch identifier for THALIPARAMBU

How to Use IFSC Code IOBA0002780

To transfer money to any account at INDIAN OVERSEAS BANK THALIPARAMBU branch, you will need to provide the IFSC code IOBA0002780 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THALIPARAMBU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THALIPARAMBU Branch

INDIAN OVERSEAS BANK THALIPARAMBU is a branch of INDIAN OVERSEAS BANK located in TALIPARAMBA, KERALA. The branch provides comprehensive banking services to customers in TALIPARAMBA and surrounding areas.

Branch Address

11BY1771O,FIRST FLOOR,AJRU TOWER,THALIPARAMBU P.O.670141, TALIPARAMBA, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 670020052. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THALIPARAMBU?

The IFSC code of INDIAN OVERSEAS BANK THALIPARAMBU branch in TALIPARAMBA is IOBA0002780.

What is the MICR code of INDIAN OVERSEAS BANK THALIPARAMBU?

The MICR code of INDIAN OVERSEAS BANK THALIPARAMBU branch is 670020052.

What is the address of INDIAN OVERSEAS BANK THALIPARAMBU?

INDIAN OVERSEAS BANK THALIPARAMBU branch is located at 11BY1771O,FIRST FLOOR,AJRU TOWER,THALIPARAMBU P.O.670141.

Does INDIAN OVERSEAS BANK THALIPARAMBU support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THALIPARAMBU branch supports NEFT, RTGS, IMPS, and UPI transactions.