INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – NELLIKUPPAM, NELLIKUPPAM

Complete bank details including IFSC code, MICR code, address and payment facilities for NELLIKUPPAM branch.

IFSC Code
IOBA0002765

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameNELLIKUPPAM
IFSC CodeIOBA0002765
MICR Code607020206
Address536 FIRST FLOOR,MAIN ROAD,NELLIKUPPAM,CUDDALORE DIST 607105
CityNELLIKUPPAM
DistrictCUDDALORE
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002765

The IFSC code IOBA0002765 uniquely identifies the NELLIKUPPAM branch of INDIAN OVERSEAS BANK located in NELLIKUPPAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002765

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002765) – Unique branch identifier for NELLIKUPPAM

How to Use IFSC Code IOBA0002765

To transfer money to any account at INDIAN OVERSEAS BANK NELLIKUPPAM branch, you will need to provide the IFSC code IOBA0002765 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NELLIKUPPAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK NELLIKUPPAM Branch

INDIAN OVERSEAS BANK NELLIKUPPAM is a branch of INDIAN OVERSEAS BANK located in NELLIKUPPAM, TAMIL NADU. The branch provides comprehensive banking services to customers in NELLIKUPPAM and surrounding areas.

Branch Address

536 FIRST FLOOR,MAIN ROAD,NELLIKUPPAM,CUDDALORE DIST 607105, NELLIKUPPAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 607020206. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK NELLIKUPPAM?

The IFSC code of INDIAN OVERSEAS BANK NELLIKUPPAM branch in NELLIKUPPAM is IOBA0002765.

What is the MICR code of INDIAN OVERSEAS BANK NELLIKUPPAM?

The MICR code of INDIAN OVERSEAS BANK NELLIKUPPAM branch is 607020206.

What is the address of INDIAN OVERSEAS BANK NELLIKUPPAM?

INDIAN OVERSEAS BANK NELLIKUPPAM branch is located at 536 FIRST FLOOR,MAIN ROAD,NELLIKUPPAM,CUDDALORE DIST 607105.

Does INDIAN OVERSEAS BANK NELLIKUPPAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK NELLIKUPPAM branch supports NEFT, RTGS, IMPS, and UPI transactions.