INDIAN OVERSEAS BANK IFSC Code – PANAYAPATTI, PANAYAPPATTI
Complete bank details including IFSC code, MICR code, address and payment facilities for PANAYAPATTI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PANAYAPATTI |
| IFSC Code | IOBA0002762 |
| MICR Code | 622020030 |
| Address | 1BY374 KARPAGA VINAYAGAR COMPLEX,RANGIAM MAIN ROAD,PANAYAPATTI 622406 |
| City | PANAYAPPATTI |
| District | PUDUKKOTTAI |
| State | TAMIL NADU |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002762
The IFSC code IOBA0002762 uniquely identifies the PANAYAPATTI branch of INDIAN OVERSEAS BANK located in PANAYAPPATTI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002762
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002762) – Unique branch identifier for PANAYAPATTI
How to Use IFSC Code IOBA0002762
To transfer money to any account at INDIAN OVERSEAS BANK PANAYAPATTI branch, you will need to provide the IFSC code IOBA0002762 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PANAYAPATTI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PANAYAPATTI Branch
INDIAN OVERSEAS BANK PANAYAPATTI is a branch of INDIAN OVERSEAS BANK located in PANAYAPPATTI, TAMIL NADU. The branch provides comprehensive banking services to customers in PANAYAPPATTI and surrounding areas.
Branch Address
1BY374 KARPAGA VINAYAGAR COMPLEX,RANGIAM MAIN ROAD,PANAYAPATTI 622406, PANAYAPPATTI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 622020030. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PANAYAPATTI?
The IFSC code of INDIAN OVERSEAS BANK PANAYAPATTI branch in PANAYAPPATTI is IOBA0002762.
What is the MICR code of INDIAN OVERSEAS BANK PANAYAPATTI?
The MICR code of INDIAN OVERSEAS BANK PANAYAPATTI branch is 622020030.
What is the address of INDIAN OVERSEAS BANK PANAYAPATTI?
INDIAN OVERSEAS BANK PANAYAPATTI branch is located at 1BY374 KARPAGA VINAYAGAR COMPLEX,RANGIAM MAIN ROAD,PANAYAPATTI 622406.
Does INDIAN OVERSEAS BANK PANAYAPATTI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PANAYAPATTI branch supports NEFT, RTGS, IMPS, and UPI transactions.