INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – NAINARAGARAM, TENKASI

Complete bank details including IFSC code, MICR code, address and payment facilities for NAINARAGARAM branch.

IFSC Code
IOBA0002752

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameNAINARAGARAM
IFSC CodeIOBA0002752
MICR Code627020092
Address527BY20 PERUMAL KOIL STREET,NAINARAGARAM,TIRUNELVELI 627804
CityTENKASI
DistrictTIRUNELVALI
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002752

The IFSC code IOBA0002752 uniquely identifies the NAINARAGARAM branch of INDIAN OVERSEAS BANK located in TENKASI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002752

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002752) – Unique branch identifier for NAINARAGARAM

How to Use IFSC Code IOBA0002752

To transfer money to any account at INDIAN OVERSEAS BANK NAINARAGARAM branch, you will need to provide the IFSC code IOBA0002752 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NAINARAGARAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK NAINARAGARAM Branch

INDIAN OVERSEAS BANK NAINARAGARAM is a branch of INDIAN OVERSEAS BANK located in TENKASI, TAMIL NADU. The branch provides comprehensive banking services to customers in TENKASI and surrounding areas.

Branch Address

527BY20 PERUMAL KOIL STREET,NAINARAGARAM,TIRUNELVELI 627804, TENKASI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 627020092. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK NAINARAGARAM?

The IFSC code of INDIAN OVERSEAS BANK NAINARAGARAM branch in TENKASI is IOBA0002752.

What is the MICR code of INDIAN OVERSEAS BANK NAINARAGARAM?

The MICR code of INDIAN OVERSEAS BANK NAINARAGARAM branch is 627020092.

What is the address of INDIAN OVERSEAS BANK NAINARAGARAM?

INDIAN OVERSEAS BANK NAINARAGARAM branch is located at 527BY20 PERUMAL KOIL STREET,NAINARAGARAM,TIRUNELVELI 627804.

Does INDIAN OVERSEAS BANK NAINARAGARAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK NAINARAGARAM branch supports NEFT, RTGS, IMPS, and UPI transactions.