INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – AZHAGIYAMANDAPAM, THOVALA

Complete bank details including IFSC code, MICR code, address and payment facilities for AZHAGIYAMANDAPAM branch.

IFSC Code
IOBA0002723

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameAZHAGIYAMANDAPAM
IFSC CodeIOBA0002723
MICR Code629020113
Address28BY59 60 61,MAIN ROAD,KATTUTHURAI PANCHAYAT,AZHAGIYAMANADAPAM,KANYAKUMARI 629175
CityTHOVALA
DistrictKANYAKUMARI
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002723

The IFSC code IOBA0002723 uniquely identifies the AZHAGIYAMANDAPAM branch of INDIAN OVERSEAS BANK located in THOVALA, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002723

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002723) – Unique branch identifier for AZHAGIYAMANDAPAM

How to Use IFSC Code IOBA0002723

To transfer money to any account at INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM branch, you will need to provide the IFSC code IOBA0002723 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at AZHAGIYAMANDAPAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM Branch

INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM is a branch of INDIAN OVERSEAS BANK located in THOVALA, TAMIL NADU. The branch provides comprehensive banking services to customers in THOVALA and surrounding areas.

Branch Address

28BY59 60 61,MAIN ROAD,KATTUTHURAI PANCHAYAT,AZHAGIYAMANADAPAM,KANYAKUMARI 629175, THOVALA, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 629020113. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM?

The IFSC code of INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM branch in THOVALA is IOBA0002723.

What is the MICR code of INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM?

The MICR code of INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM branch is 629020113.

What is the address of INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM?

INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM branch is located at 28BY59 60 61,MAIN ROAD,KATTUTHURAI PANCHAYAT,AZHAGIYAMANADAPAM,KANYAKUMARI 629175.

Does INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK AZHAGIYAMANDAPAM branch supports NEFT, RTGS, IMPS, and UPI transactions.