INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THENI PALANICHETTIPATTI, THENI

Complete bank details including IFSC code, MICR code, address and payment facilities for THENI PALANICHETTIPATTI branch.

IFSC Code
IOBA0002703

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHENI PALANICHETTIPATTI
IFSC CodeIOBA0002703
MICR Code625020112
Address3 1 93 BY 1 WARD NO 3 KUMULI PERIYAKULAM ROAD PALANICHETTIPATI 625531
CityTHENI
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002703

The IFSC code IOBA0002703 uniquely identifies the THENI PALANICHETTIPATTI branch of INDIAN OVERSEAS BANK located in THENI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002703

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002703) – Unique branch identifier for THENI PALANICHETTIPATTI

How to Use IFSC Code IOBA0002703

To transfer money to any account at INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI branch, you will need to provide the IFSC code IOBA0002703 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THENI PALANICHETTIPATTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI Branch

INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI is a branch of INDIAN OVERSEAS BANK located in THENI, TAMIL NADU. The branch provides comprehensive banking services to customers in THENI and surrounding areas.

Branch Address

3 1 93 BY 1 WARD NO 3 KUMULI PERIYAKULAM ROAD PALANICHETTIPATI 625531, THENI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 625020112. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI?

The IFSC code of INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI branch in THENI is IOBA0002703.

What is the MICR code of INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI?

The MICR code of INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI branch is 625020112.

What is the address of INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI?

INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI branch is located at 3 1 93 BY 1 WARD NO 3 KUMULI PERIYAKULAM ROAD PALANICHETTIPATI 625531.

Does INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THENI PALANICHETTIPATTI branch supports NEFT, RTGS, IMPS, and UPI transactions.