INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – KAMAYAGOUNDANPATTI, KAMAYAGOUNDENP

Complete bank details including IFSC code, MICR code, address and payment facilities for KAMAYAGOUNDANPATTI branch.

IFSC Code
IOBA0002702

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameKAMAYAGOUNDANPATTI
IFSC CodeIOBA0002702
MICR Code625020113
Address36 BY 10 SURULI MAIN ROAD KAMYAGOUNDANPATTI 625521
CityKAMAYAGOUNDENP
DistrictTHENI
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002702

The IFSC code IOBA0002702 uniquely identifies the KAMAYAGOUNDANPATTI branch of INDIAN OVERSEAS BANK located in KAMAYAGOUNDENP, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002702

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002702) – Unique branch identifier for KAMAYAGOUNDANPATTI

How to Use IFSC Code IOBA0002702

To transfer money to any account at INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI branch, you will need to provide the IFSC code IOBA0002702 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KAMAYAGOUNDANPATTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI Branch

INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI is a branch of INDIAN OVERSEAS BANK located in KAMAYAGOUNDENP, TAMIL NADU. The branch provides comprehensive banking services to customers in KAMAYAGOUNDENP and surrounding areas.

Branch Address

36 BY 10 SURULI MAIN ROAD KAMYAGOUNDANPATTI 625521, KAMAYAGOUNDENP, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 625020113. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI?

The IFSC code of INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI branch in KAMAYAGOUNDENP is IOBA0002702.

What is the MICR code of INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI?

The MICR code of INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI branch is 625020113.

What is the address of INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI?

INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI branch is located at 36 BY 10 SURULI MAIN ROAD KAMYAGOUNDANPATTI 625521.

Does INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK KAMAYAGOUNDANPATTI branch supports NEFT, RTGS, IMPS, and UPI transactions.