INDIAN OVERSEAS BANK IFSC Code – KARUR GANDHIGRAMAM, KARUR
Complete bank details including IFSC code, MICR code, address and payment facilities for KARUR GANDHIGRAMAM branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KARUR GANDHIGRAMAM |
| IFSC Code | IOBA0002701 |
| MICR Code | 639020019 |
| Address | 18BY4 MIG TAMILNADU HOUSING BOARD,NORTH GANDHIGRAMAM,PASUPATHIPALAYAM,KARUR 639004 |
| City | KARUR |
| District | BELLARY |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002701
The IFSC code IOBA0002701 uniquely identifies the KARUR GANDHIGRAMAM branch of INDIAN OVERSEAS BANK located in KARUR, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002701
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002701) – Unique branch identifier for KARUR GANDHIGRAMAM
How to Use IFSC Code IOBA0002701
To transfer money to any account at INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM branch, you will need to provide the IFSC code IOBA0002701 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARUR GANDHIGRAMAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM Branch
INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM is a branch of INDIAN OVERSEAS BANK located in KARUR, KARNATAKA. The branch provides comprehensive banking services to customers in KARUR and surrounding areas.
Branch Address
18BY4 MIG TAMILNADU HOUSING BOARD,NORTH GANDHIGRAMAM,PASUPATHIPALAYAM,KARUR 639004, KARUR, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 639020019. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM?
The IFSC code of INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM branch in KARUR is IOBA0002701.
What is the MICR code of INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM?
The MICR code of INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM branch is 639020019.
What is the address of INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM?
INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM branch is located at 18BY4 MIG TAMILNADU HOUSING BOARD,NORTH GANDHIGRAMAM,PASUPATHIPALAYAM,KARUR 639004.
Does INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KARUR GANDHIGRAMAM branch supports NEFT, RTGS, IMPS, and UPI transactions.