INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – THANDRAMPATTU, CHENGAM

Complete bank details including IFSC code, MICR code, address and payment facilities for THANDRAMPATTU branch.

IFSC Code
IOBA0002695

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameTHANDRAMPATTU
IFSC CodeIOBA0002695
MICR Code606020014
Address23 MEETU STREET,THANDRAMPATTU,T V MALAI DT 606707
CityCHENGAM
DistrictTIRUVANNAMALAI
StateTAMIL NADU
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002695

The IFSC code IOBA0002695 uniquely identifies the THANDRAMPATTU branch of INDIAN OVERSEAS BANK located in CHENGAM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002695

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002695) – Unique branch identifier for THANDRAMPATTU

How to Use IFSC Code IOBA0002695

To transfer money to any account at INDIAN OVERSEAS BANK THANDRAMPATTU branch, you will need to provide the IFSC code IOBA0002695 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at THANDRAMPATTU

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK THANDRAMPATTU Branch

INDIAN OVERSEAS BANK THANDRAMPATTU is a branch of INDIAN OVERSEAS BANK located in CHENGAM, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENGAM and surrounding areas.

Branch Address

23 MEETU STREET,THANDRAMPATTU,T V MALAI DT 606707, CHENGAM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 606020014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK THANDRAMPATTU?

The IFSC code of INDIAN OVERSEAS BANK THANDRAMPATTU branch in CHENGAM is IOBA0002695.

What is the MICR code of INDIAN OVERSEAS BANK THANDRAMPATTU?

The MICR code of INDIAN OVERSEAS BANK THANDRAMPATTU branch is 606020014.

What is the address of INDIAN OVERSEAS BANK THANDRAMPATTU?

INDIAN OVERSEAS BANK THANDRAMPATTU branch is located at 23 MEETU STREET,THANDRAMPATTU,T V MALAI DT 606707.

Does INDIAN OVERSEAS BANK THANDRAMPATTU support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK THANDRAMPATTU branch supports NEFT, RTGS, IMPS, and UPI transactions.