INDIAN OVERSEAS BANK IFSC Code – UDYOG VIHAR PHASE I, GURGAON
Complete bank details including IFSC code, MICR code, address and payment facilities for UDYOG VIHAR PHASE I branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | UDYOG VIHAR PHASE I |
| IFSC Code | IOBA0002680 |
| MICR Code | 110020126 |
| Address | 545 VILLAGE DHUNDHERA UDYOG VIHAR PHASE I,GORGAON 122016 |
| City | GURGAON |
| State | HARYANA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002680
The IFSC code IOBA0002680 uniquely identifies the UDYOG VIHAR PHASE I branch of INDIAN OVERSEAS BANK located in GURGAON, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002680
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002680) – Unique branch identifier for UDYOG VIHAR PHASE I
How to Use IFSC Code IOBA0002680
To transfer money to any account at INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I branch, you will need to provide the IFSC code IOBA0002680 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at UDYOG VIHAR PHASE I
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I Branch
INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I is a branch of INDIAN OVERSEAS BANK located in GURGAON, HARYANA. The branch provides comprehensive banking services to customers in GURGAON and surrounding areas.
Branch Address
545 VILLAGE DHUNDHERA UDYOG VIHAR PHASE I,GORGAON 122016, GURGAON, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 110020126. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I?
The IFSC code of INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I branch in GURGAON is IOBA0002680.
What is the MICR code of INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I?
The MICR code of INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I branch is 110020126.
What is the address of INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I?
INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I branch is located at 545 VILLAGE DHUNDHERA UDYOG VIHAR PHASE I,GORGAON 122016.
Does INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK UDYOG VIHAR PHASE I branch supports NEFT, RTGS, IMPS, and UPI transactions.