INDIAN OVERSEAS BANK IFSC Code – GAJENDRAGARH, GADAG
Complete bank details including IFSC code, MICR code, address and payment facilities for GAJENDRAGARH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | GAJENDRAGARH |
| IFSC Code | IOBA0002650 |
| MICR Code | 582020501 |
| Address | RAIBAGI BUILDING DOUBLE ROAD GAJEMNDRAGAD 528114 |
| City | GADAG |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002650
The IFSC code IOBA0002650 uniquely identifies the GAJENDRAGARH branch of INDIAN OVERSEAS BANK located in GADAG, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002650
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002650) – Unique branch identifier for GAJENDRAGARH
How to Use IFSC Code IOBA0002650
To transfer money to any account at INDIAN OVERSEAS BANK GAJENDRAGARH branch, you will need to provide the IFSC code IOBA0002650 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GAJENDRAGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK GAJENDRAGARH Branch
INDIAN OVERSEAS BANK GAJENDRAGARH is a branch of INDIAN OVERSEAS BANK located in GADAG, KARNATAKA. The branch provides comprehensive banking services to customers in GADAG and surrounding areas.
Branch Address
RAIBAGI BUILDING DOUBLE ROAD GAJEMNDRAGAD 528114, GADAG, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 582020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK GAJENDRAGARH?
The IFSC code of INDIAN OVERSEAS BANK GAJENDRAGARH branch in GADAG is IOBA0002650.
What is the MICR code of INDIAN OVERSEAS BANK GAJENDRAGARH?
The MICR code of INDIAN OVERSEAS BANK GAJENDRAGARH branch is 582020501.
What is the address of INDIAN OVERSEAS BANK GAJENDRAGARH?
INDIAN OVERSEAS BANK GAJENDRAGARH branch is located at RAIBAGI BUILDING DOUBLE ROAD GAJEMNDRAGAD 528114.
Does INDIAN OVERSEAS BANK GAJENDRAGARH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK GAJENDRAGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.