INDIAN OVERSEAS BANK IFSC Code – HUBLI KUSGAL ROAD, HUBLI DHARWAD
Complete bank details including IFSC code, MICR code, address and payment facilities for HUBLI KUSGAL ROAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | HUBLI KUSGAL ROAD |
| IFSC Code | IOBA0002649 |
| MICR Code | 580020003 |
| Address | EMKAY COMPLEX,KUSUGAL ROAD,KESHWAPUR,HUBLI 580023 |
| City | HUBLI DHARWAD |
| District | DHARWAD |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002649
The IFSC code IOBA0002649 uniquely identifies the HUBLI KUSGAL ROAD branch of INDIAN OVERSEAS BANK located in HUBLI DHARWAD, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002649
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002649) – Unique branch identifier for HUBLI KUSGAL ROAD
How to Use IFSC Code IOBA0002649
To transfer money to any account at INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD branch, you will need to provide the IFSC code IOBA0002649 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HUBLI KUSGAL ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD Branch
INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD is a branch of INDIAN OVERSEAS BANK located in HUBLI DHARWAD, KARNATAKA. The branch provides comprehensive banking services to customers in HUBLI DHARWAD and surrounding areas.
Branch Address
EMKAY COMPLEX,KUSUGAL ROAD,KESHWAPUR,HUBLI 580023, HUBLI DHARWAD, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 580020003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD?
The IFSC code of INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD branch in HUBLI DHARWAD is IOBA0002649.
What is the MICR code of INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD?
The MICR code of INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD branch is 580020003.
What is the address of INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD?
INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD branch is located at EMKAY COMPLEX,KUSUGAL ROAD,KESHWAPUR,HUBLI 580023.
Does INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK HUBLI KUSGAL ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.