INDIAN OVERSEAS BANK IFSC Code – HUBLI GOKUL ROAD, HUBLI DHARWAD
Complete bank details including IFSC code, MICR code, address and payment facilities for HUBLI GOKUL ROAD branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | HUBLI GOKUL ROAD |
| IFSC Code | IOBA0002648 |
| MICR Code | 580020004 |
| Address | GRND FLR,MADHAR ARCADE,CTS NO 1 2 3 4,RS NO 611B,GOKUL ROAD,HUBLI 580030 DHARWAD,KARNATAKA |
| City | HUBLI DHARWAD |
| District | DHARWAD |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002648
The IFSC code IOBA0002648 uniquely identifies the HUBLI GOKUL ROAD branch of INDIAN OVERSEAS BANK located in HUBLI DHARWAD, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002648
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002648) – Unique branch identifier for HUBLI GOKUL ROAD
How to Use IFSC Code IOBA0002648
To transfer money to any account at INDIAN OVERSEAS BANK HUBLI GOKUL ROAD branch, you will need to provide the IFSC code IOBA0002648 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HUBLI GOKUL ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK HUBLI GOKUL ROAD Branch
INDIAN OVERSEAS BANK HUBLI GOKUL ROAD is a branch of INDIAN OVERSEAS BANK located in HUBLI DHARWAD, KARNATAKA. The branch provides comprehensive banking services to customers in HUBLI DHARWAD and surrounding areas.
Branch Address
GRND FLR,MADHAR ARCADE,CTS NO 1 2 3 4,RS NO 611B,GOKUL ROAD,HUBLI 580030 DHARWAD,KARNATAKA, HUBLI DHARWAD, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 580020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK HUBLI GOKUL ROAD?
The IFSC code of INDIAN OVERSEAS BANK HUBLI GOKUL ROAD branch in HUBLI DHARWAD is IOBA0002648.
What is the MICR code of INDIAN OVERSEAS BANK HUBLI GOKUL ROAD?
The MICR code of INDIAN OVERSEAS BANK HUBLI GOKUL ROAD branch is 580020004.
What is the address of INDIAN OVERSEAS BANK HUBLI GOKUL ROAD?
INDIAN OVERSEAS BANK HUBLI GOKUL ROAD branch is located at GRND FLR,MADHAR ARCADE,CTS NO 1 2 3 4,RS NO 611B,GOKUL ROAD,HUBLI 580030 DHARWAD,KARNATAKA.
Does INDIAN OVERSEAS BANK HUBLI GOKUL ROAD support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK HUBLI GOKUL ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.