INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – RAJENDRA NAGAR GHAZIABAD, GHAZIABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for RAJENDRA NAGAR GHAZIABAD branch.

IFSC Code
IOBA0002645

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameRAJENDRA NAGAR GHAZIABAD
IFSC CodeIOBA0002645
MICR Code110020121
AddressPLOTNO 19,SECTOR 5,M4U CINEMA HALL,RAJENDRANAGAR,SAHIBABAD,GHAZIABAD 201005,UTTAR PRADESH
CityGHAZIABAD
StateUTTAR PRADESH
Contact28584896

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002645

The IFSC code IOBA0002645 uniquely identifies the RAJENDRA NAGAR GHAZIABAD branch of INDIAN OVERSEAS BANK located in GHAZIABAD, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002645

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002645) – Unique branch identifier for RAJENDRA NAGAR GHAZIABAD

How to Use IFSC Code IOBA0002645

To transfer money to any account at INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD branch, you will need to provide the IFSC code IOBA0002645 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAJENDRA NAGAR GHAZIABAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD Branch

INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD is a branch of INDIAN OVERSEAS BANK located in GHAZIABAD, UTTAR PRADESH. The branch provides comprehensive banking services to customers in GHAZIABAD and surrounding areas.

Branch Address

PLOTNO 19,SECTOR 5,M4U CINEMA HALL,RAJENDRANAGAR,SAHIBABAD,GHAZIABAD 201005,UTTAR PRADESH, GHAZIABAD, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 110020121. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD?

The IFSC code of INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD branch in GHAZIABAD is IOBA0002645.

What is the MICR code of INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD?

The MICR code of INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD branch is 110020121.

What is the address of INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD?

INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD branch is located at PLOTNO 19,SECTOR 5,M4U CINEMA HALL,RAJENDRANAGAR,SAHIBABAD,GHAZIABAD 201005,UTTAR PRADESH.

Does INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK RAJENDRA NAGAR GHAZIABAD branch supports NEFT, RTGS, IMPS, and UPI transactions.