INDIAN OVERSEAS BANK IFSC Code – SME KAKINADA, KAKINADA
Complete bank details including IFSC code, MICR code, address and payment facilities for SME KAKINADA branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | SME KAKINADA |
| IFSC Code | IOBA0002604 |
| MICR Code | 533020004 |
| Address | 2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033 |
| City | KAKINADA |
| District | EAST GODAVARI |
| State | ANDHRA PRADESH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002604
The IFSC code IOBA0002604 uniquely identifies the SME KAKINADA branch of INDIAN OVERSEAS BANK located in KAKINADA, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002604
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002604) – Unique branch identifier for SME KAKINADA
How to Use IFSC Code IOBA0002604
To transfer money to any account at INDIAN OVERSEAS BANK SME KAKINADA branch, you will need to provide the IFSC code IOBA0002604 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SME KAKINADA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK SME KAKINADA Branch
INDIAN OVERSEAS BANK SME KAKINADA is a branch of INDIAN OVERSEAS BANK located in KAKINADA, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in KAKINADA and surrounding areas.
Branch Address
2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033, KAKINADA, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 533020004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK SME KAKINADA?
The IFSC code of INDIAN OVERSEAS BANK SME KAKINADA branch in KAKINADA is IOBA0002604.
What is the MICR code of INDIAN OVERSEAS BANK SME KAKINADA?
The MICR code of INDIAN OVERSEAS BANK SME KAKINADA branch is 533020004.
What is the address of INDIAN OVERSEAS BANK SME KAKINADA?
INDIAN OVERSEAS BANK SME KAKINADA branch is located at 2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033.
Does INDIAN OVERSEAS BANK SME KAKINADA support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK SME KAKINADA branch supports NEFT, RTGS, IMPS, and UPI transactions.