INDIAN OVERSEAS BANK IFSC Code – MIDLAKADU, MIDLAKADU
Complete bank details including IFSC code, MICR code, address and payment facilities for MIDLAKADU branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MIDLAKADU |
| IFSC Code | IOBA0002549 |
| MICR Code | 629020112 |
| Address | 4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155 |
| City | MIDLAKADU |
| District | KANYAKUMARI |
| State | TAMIL NADU |
| Contact | 255002 |
Payment Facilities
About IFSC Code IOBA0002549
The IFSC code IOBA0002549 uniquely identifies the MIDLAKADU branch of INDIAN OVERSEAS BANK located in MIDLAKADU, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002549
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002549) – Unique branch identifier for MIDLAKADU
How to Use IFSC Code IOBA0002549
To transfer money to any account at INDIAN OVERSEAS BANK MIDLAKADU branch, you will need to provide the IFSC code IOBA0002549 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MIDLAKADU
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MIDLAKADU Branch
INDIAN OVERSEAS BANK MIDLAKADU is a branch of INDIAN OVERSEAS BANK located in MIDLAKADU, TAMIL NADU. The branch provides comprehensive banking services to customers in MIDLAKADU and surrounding areas.
Branch Address
4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155, MIDLAKADU, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 629020112. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MIDLAKADU?
The IFSC code of INDIAN OVERSEAS BANK MIDLAKADU branch in MIDLAKADU is IOBA0002549.
What is the MICR code of INDIAN OVERSEAS BANK MIDLAKADU?
The MICR code of INDIAN OVERSEAS BANK MIDLAKADU branch is 629020112.
What is the address of INDIAN OVERSEAS BANK MIDLAKADU?
INDIAN OVERSEAS BANK MIDLAKADU branch is located at 4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155.
Does INDIAN OVERSEAS BANK MIDLAKADU support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MIDLAKADU branch supports NEFT, RTGS, IMPS, and UPI transactions.