INDIAN OVERSEAS BANK IFSC Code – PADUBIDRI, UDUPI
Complete bank details including IFSC code, MICR code, address and payment facilities for PADUBIDRI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PADUBIDRI |
| IFSC Code | IOBA0002499 |
| MICR Code | 576020005 |
| Address | A.NO 1 168 1 TO 168 3 GROUND FLOOR HOTEL SAI INTERNATIONAL BUILDING NH 66,PADUBIDRI |
| City | UDUPI |
| District | UDIPI |
| State | KARNATAKA |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002499
The IFSC code IOBA0002499 uniquely identifies the PADUBIDRI branch of INDIAN OVERSEAS BANK located in UDUPI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002499
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002499) – Unique branch identifier for PADUBIDRI
How to Use IFSC Code IOBA0002499
To transfer money to any account at INDIAN OVERSEAS BANK PADUBIDRI branch, you will need to provide the IFSC code IOBA0002499 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PADUBIDRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PADUBIDRI Branch
INDIAN OVERSEAS BANK PADUBIDRI is a branch of INDIAN OVERSEAS BANK located in UDUPI, KARNATAKA. The branch provides comprehensive banking services to customers in UDUPI and surrounding areas.
Branch Address
A.NO 1 168 1 TO 168 3 GROUND FLOOR HOTEL SAI INTERNATIONAL BUILDING NH 66,PADUBIDRI, UDUPI, KARNATAKA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 576020005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PADUBIDRI?
The IFSC code of INDIAN OVERSEAS BANK PADUBIDRI branch in UDUPI is IOBA0002499.
What is the MICR code of INDIAN OVERSEAS BANK PADUBIDRI?
The MICR code of INDIAN OVERSEAS BANK PADUBIDRI branch is 576020005.
What is the address of INDIAN OVERSEAS BANK PADUBIDRI?
INDIAN OVERSEAS BANK PADUBIDRI branch is located at A.NO 1 168 1 TO 168 3 GROUND FLOOR HOTEL SAI INTERNATIONAL BUILDING NH 66,PADUBIDRI.
Does INDIAN OVERSEAS BANK PADUBIDRI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PADUBIDRI branch supports NEFT, RTGS, IMPS, and UPI transactions.